Apex Cashier website is an online software service designed and offered by Apex E-Commerce Services Limited (herein may be referred to as Apex, Apex E-Commerce, Apex Cashier, Us, We, the company). We offer to you conditions on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”) and keep a copy of them for your reference. These Terms are applicable for all services provided by Apex Cashier; “Site” shall mean website and all its services and interactions made by Apex Cashier.
Please read these Terms of Use carefully before using the Service. By creating an account and using the Site or Services, or clicking to accept or agree to these Terms anywhere that option is available, you (1) accept and agree to these Terms, (2) consent to the collection, use, disclosure and other handling of information as described in our Privacy Policy, which is incorporated by reference herein, and (3) the additional terms, rules, or conditions of any promotional offer made by us at any time. If you do not agree to these Terms, you may not access or use the Content or the Services of Apex Cashier.
Apex Cashier is an E-Commerce Site; The products and services offered on this Site are not in any way intended to be considered an investment. Apex Cashier provides opportunities for Traders to receive funding by proving their skills in trading by passing evaluations with specific goals that must be achieved in order to pass the evaluations.
Privacy Policy :
This Policy is in line with Article 24 GDPR (EU) 2016/679, taking into account the nature, scope, context and purposes of processing as well as the risks to the rights and freedoms of natural persons, Apex Cashier has implemented appropriate technical and organizational measures to ensure pursuance to the General Data Protection Regulation (GDPR). This policy stands as the cornerstone to Apex Cashier compliance with GDPR and is reviewed and updated accordingly. This Policy provides data subjects with information on how Apex Cashier collects personal data, what is done with it, and to whom it is shared. This privacy notice has been drafted in compliance with the requirements of the General Protection Regulation, Regulation (EU) 2016/679, (the “GDPR”) and on the basis of the information Commissioner’s Code of Practice on “Privacy notices, transparency and control” and the Article 29 European Commission Guidelines on transparency under the GDPR.
It is strongly recommended that you read this privacy notice carefully as your privacy on the internet especially when maneuvering our platform is important to us.
Information collected by us :
In the course of your registration as a client, signing up for an account with Apex Cashier or completing any form on our website, subscribing to our services, news or offers, marketing communications or posting material, the following information about you (“Your Data”) will be collected and stored for administrative, service related and/or legal purposes.
The collection of personal information is limited as to what is necessary to administer our business and carry out our regulated activities in an effort to provide you with quality service
Information that you provide to us directly:
Personal information, such as names, addresses, personal registration number, national identification number, passport number and email addresses etc. (“Personal Information”), and some info is optional and conditional depending on the situation such as financial Information, trading experience and employment information for appropriateness assessment will also be collected.However, the meaning of data “provided to” Apex Cashier is not limited to this. Additionally, as standard, client's Email addresses may be used by Apex Cashier in relation to its products and services (including any marketing campaigns related to these products or services). If you do not wish to receive marketing material and communications, you can withdraw at any time by clicking on “unsubscribe” or by sending an email stating so to support@apexcashier.io
The type of data collected and purpose of collection:
The purpose of collecting stated information is to be in compliance with the anti money laundering laws (AML) and other regulatory obligations in relation to Know Your Client (KYC) and client due diligence. To verify your identity using our verification processes. The type of personal information related to the above stated purpose includes: Personal information such as gender, name, date of birth and address, Ethnicity, citizenship and identification number/social security number.
Other additional but related purposes include, to comply with other fraud detection policies. In order to perform our electronic AML screening checks.
Responding to legal requests or preventing harm:
The collection of data and personal information to access our platform such as signing the authorization forms protects the company and clients and allows us to respond to legal requests and to prevent harm more effectively.
Information collected is accessed, preserved and shared with regulators, law enforcement or others by request. The company responds to legal requests when we have a good-faith belief that the response is required by law in that jurisdiction, affects users in that jurisdiction, and is consistent with internationally recognised standards.
A belief from good-faith is necessary to detect, prevent and address fraud, unauthorized use of the services or products, violations of our terms or policies, or other harmful or illegal activity; to protect ourselves (including our rights, property or Products), you or others, including as part of investigations or regulatory inquiries; or to prevent death or imminent bodily harm. For example, if relevant, we provide information to and receive information from third-parties about the reliability of your account to prevent fraud, abuse and other harmful activity on and off our services and or products.
Information we receive about you (including financial transactions as data related to deposits and withdrawals) can be accessed and preserved for an extended period when it is the subject of a legal request or obligation, governmental investigation, or investigations of possible violations of our terms or policies, or otherwise to prevent harm. Information from accounts disabled for term violations for at least a year to prevent repeat abuse or other term violations may also be retained.
Responding to legal requests or preventing harm:
The collection of data and personal information to access our platform such as signing the authorization forms protects the company and clients and allows us to respond to legal requests and to prevent harm more effectively.
Information collected is accessed, preserved and shared with regulators, law enforcement or others by request. The company responds to legal requests when we have a good-faith belief that the response is required by law in that jurisdiction, affects users in that jurisdiction, and is consistent with internationally recognised standards.
A belief from good-faith is necessary to detect, prevent and address fraud, unauthorized use of the services or products, violations of our terms or policies, or other harmful or illegal activity; to protect ourselves (including our rights, property or Products), you or others, including as part of investigations or regulatory inquiries; or to prevent death or imminent bodily harm. For example, if relevant, we provide information to and receive information from third-parties about the reliability of your account to prevent fraud, abuse and other harmful activity on and off our services and or products.
Information we receive about you (including financial transactions as data related to deposits and withdrawals) can be accessed and preserved for an extended period when it is the subject of a legal request or obligation, governmental investigation, or investigations of possible violations of our terms or policies, or otherwise to prevent harm. Information from accounts disabled for term violations for at least a year to prevent repeat abuse or other term violations may also be retained.
Payment Procedure :
Users who make payments through bank transfers and credit/debit cards should note that it is crucial to sign the necessary forms before making payment on the platform (notably the card and payment authorisation forms) If there are any inconsistencies or suspicion that arises with the information provided we may require you to provide sufficient evidence (to our satisfaction) of the source of any funds you use to make any payments to us and we reserve our rights to prohibit you from entering into any contracts or transactions until we are satisfied with the information (or evidence) you have supplied and that information (or evidence) does not give us any reason to suspect any illegality in respect of those payments made by you.
To determine whether to accept payments from you under this agreement, we will have utmost regard to our obligations under applicable Governing Legislation. Accordingly, we may in our absolute discretion reject payments from you or a third party.
In particular, we will not accept payments from a bank account if it is not evident to us that the bank account is in the Client’s name. Also, Clients must ensure that they are the authorized card holder for the card used to make payments on the platform. Time is of the essence in respect of any payment obligation under this Agreement. Lastly, It is acknowledged that in some instances there might be delays in your deposited funds being reflected in your account. You acknowledge and agree that the Company shall not be held responsible for any such delays.
Payment Validation Process :
Complete these steps to validate your payment with Apex Cashier.
Step 1 : Complete the following documents : Card Authorization form
Payment Authorization letter
Step 2 : Email support@apexcashier.io with the completed documents along with a valid Government ID [Passport/Driver's License/ National ID] attached.
Your email should have:
This Subject: Completed Payment Verification Document - [Your Full Name Goes Here]
This Paragraph:
" I [Your Full Name Goes Here] authorize payment to Apex E-Commerce Services Limited account # [Your Trading Account #] using my card/bank account. Please see attached receipt, payment authorization document and valid Government issued ID. "
The signed documents and valid Government ID attached.
Know your client and AML:
You acknowledge and agree: to the fact that we are required to properly identify and verify you prior to agreeing to open an account because we are subject to the AML Laws; to provide all information and documentation we require to verify you; we reserve our rights to reject your application for an account if we cannot properly verify you, and will not be liable whatsoever for that rejection; that we may delay, block or refuse to make any payment or to provide any service if we believe on reasonable grounds that to do so may breach AML Laws or any law in our jurisdiction or that of any other country, and we will incur no liability to you if we do so; that during the term of this agreement, we also reserve our rights to take action against you upon reasonable belief and as seen necessary if we suspect that you are breaching any AML Laws; and that the payment of money to us or any instructions given by you, will not breach any law in any country.
You agree to provide all information (and complete any documents) that we are required to obtain in accordance with the Foreign Account Tax Compliance Act and Anti money laundering laws.
Anti money laundering policy :
Every client and user represents (hereby stated as I) and warrants that any transaction in accordance with this will serve as an act in full compliance with all the applicable local, national and international laws and regulations. Continually, I represent and warrant and certify that I am by no means under investigation by any governmental authority with regards to, have been charged with, or convicted of; money laundering, drug trafficking, any terrorist related activities, or any crimes which in any jurisdiction would be predicate crimes or offenses that are in contravention to anti-money laundering laws. I affirm that I have not been assessed civil or criminal penalties under any Anti money laundering law or have had any seizure of funds or forfeiture of any action under any anti-money laundering laws of any country/ jurisdiction. Therefore, I represent and warrant that the funds for this monetary payment to Apex Cashier does not and will not derive from any illegal activity that violates any Anti Money Laundering Laws and Regulations. I recognize that by law, Apex Cashier may disclose my name and identity in the event that such information is requested by authorized personnel only. Additionally, I will notify Apex Cashier at once, when it is known to me that said representation is fallacious or becomes fallacious. Finally, subject to and upon the terms and conditions, Clients shall indemnify and hold harmless Apex Cashier, its employees, affiliates and directors and third party providers from any claim or disputes that may arise as a result of any transactions and payments made by me in relation to Apex Cashier software license agreement/s.
Disclaimer of Warranties and Limitation of liability:
Apex Cashier provides a licensed software product as an online account facilitator to authorized users, which enables them access to a host of services through their account. The service provided by Apex Cashier is to be taken as just that is described and not to be confused or misconstrued to be anything else as not to prejudice the operation and goodwill of the company. Apex Cashier has no responsibility or liability for any aspect of usage by users not in conformity with our services, with respect to being in full compliance with governing laws concerning this industry. Lastly, if any provision of the terms of service and legal documents are unenforceable or held illegal in a judicial proceeding such provision shall be severed and held inoperative, whilst holding the remaining portion of this document operative and binding on both parties.
